A flood elevation certificate helps determine whether a piece of property is susceptible to flooding based on whether it’s found within a flood zone, how near it is to a lake, river or other body of water, and the property’s elevation levels.
Elevation certificates are often required for real estate purchases by insurance companies, especially if you live in an area that is in high risk of flooding, or you are purchasing flood insurance through the National Flood Insurance Program (NFIP). This certificate describes important aspects and features of your property, including its location, flood zone, elevation of the lowest floor, as well as its building characteristics.
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Elevation Certificate Elements
Get your Elevation Certificate with Tucker Engineering
For this reason, it's extremely important to choose an experienced and professional Elevation Certificate surveyor in Alabama such as Tucker Engineering.
Base Flood Elevation Surveys in Alabama
Base Flood Elevations (BFEs) are shown on Flood Insurance Rate Maps (FIRMs). A BFE is a regulatory requirement for the elevation or floodproofing of structures.
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Frequently Asked Questions
Frequent questions and answers about Elevation Certificates
What is an Elevation Certificate?
An elevation certificate, also known as a flood elevation survey, is a document prepared by a land surveyor that determines whether a property is susceptible to flooding based on a variety of factors.
Is it worth getting an Elevation certificate?
Yes, getting an elevation certificate is worth it. Even though elevation certificates are only obligatory in some specific cases, they are a powerful tool for lowering your insurance premium.
Am I required to get an Elevation certificate?
In some cases, when you are purchasing flood insurance, you might be required to get an elevation certificates. For example, when the mortgage is financed by a federally regulated or insured lender, or when the property is located in a Special Flood Hazard Area.
How do I get my elevation certificate in Alabama?
You can get your elevation certificate in Alabama by contacting a professional land surveyor with experience in elaborating flood elevation surveys to ensure that you are going to get the most detailed information possible.